Get Pre-Approved Today!
Start your home search with confidence by getting pre-approved for a mortgage
Why Pre-Approval Matters
Know Your Budget
Pre-approval tells you exactly how much home you can afford, so you can search within your price range and avoid disappointment.
Sellers Take You Seriously
In competitive markets like Northern Virginia, sellers often won't even consider offers from buyers who aren't pre-approved.
Move Faster
When you find the right home, you can make an offer immediately without waiting for financing approval.
Lock in Your Rate
Many lenders offer rate locks with pre-approval, protecting you from interest rate increases while you shop.
The Pre-Approval Process
Gather Your Documents
You'll need pay stubs, W-2s, tax returns, bank statements, and identification. Self-employed buyers may need additional documentation.
Choose a Lender
I work with several trusted local lenders who offer competitive rates and excellent service. I'm happy to provide referrals.
Complete the Application
The lender will review your income, assets, debts, and credit history to determine how much they're willing to lend.
Receive Your Pre-Approval Letter
Once approved, you'll receive a letter stating the loan amount you qualify for. This letter is typically valid for 60-90 days.
Documents You'll Need
Income Verification
- ✓Recent pay stubs (last 30 days)
- ✓W-2 forms (last 2 years)
- ✓Tax returns (last 2 years)
- ✓Employer contact information
Asset & Debt Information
- ✓Bank statements (last 2-3 months)
- ✓Investment account statements
- ✓List of monthly debts
- ✓Photo ID
Ready to Get Pre-Approved?
Contact me for trusted lender referrals who specialize in Northern Virginia home loans.